Dream is always dream but we can fulfill it through our
positive attitude. Buying a home is a big dream but it is also a source of anxiety
and frustration. Before purchasing a house property, we have to wait because
home purchasing is a big-ticket investment. With the zooming property rates, it is
difficult to buy a home. Almost all of us have to avail a home loan.
Owning a house is treated as a twofold investment
since it permits you to get benefited from the capital increase of the property
and also save on the rent you would have paid on the rented property instead of
staying in your own property. However, given the sky-rocketing prices
especially in the metropolitan areas, one may not be able to buy a house sooner
through own resources and would have to resort to a home loan instead. While
home loan also allows us certain tax concessions, making this big decision
still calls for more considerations to ponder over.
A home loan is a financing instrument to buy
homes. Without the support called home loans, most of our dream of buying a
home would have ever been a dream only. Once you choose a home to buy, we have
to initiate the process of the home loan. It is a secured loan and contains a
number of steps. Now a day, to avail home loan in India is easy but still home
loan takes minimum of 15 days to get disbursed. The lender and the borrower
both have to come across several steps to reach till the last step which is the
disbursal of the loan.
Now coming to the main point, Let us talk
about the new product offered by ICICI Bank:
1.
Instant Home Loan: The ‘Instant Home Loan’ service enables
pre-approved salaried customers of the Bank to avail final sanction letter digitally
and instantly for loans up to ₹1 crore for a tenure of up to 30 years (based on
the age of the customer) using internet banking facility.
Steps
for instant home loan approval:
a.
Log in to retail internet banking >
click on ‘My accounts’ > Loans > click on instant sanction - home loan.
b. Select the amount and tenure required
> pay processing fee as displayed.
c. Download
or get sanction letter on email id.
(At this stage, borrowers can also check
their PMAY eligibility on this page by filling a few details)
To
know more on ‘Instant Home Loans, visit : http://bit.ly/ ICICIInstantHomeLoan
2.
Insta Top Up Loan: The ‘Insta Top Up Loan’ initiative would
enable existing home loan customers of the Bank to avail the facility of
topping up their loan immediately up to ₹20 lakh for a tenure up to 10 years,
in a completely digital and paperless manner.
Steps
for instant top up home loan:
a.
Log in to retail internet banking >
exclusive offerings > view offer on apply online.
b. Choose loan amount and tenure. Customer
will get an OTP on registered mobile number.
c.
Enter OTP and click on ‘Disburse now’.
d.
Loan is credited to account instantly
To know
more on ‘Insta Top Up Loan’, visit : http://bit.ly/ ICICIInstantHomeLoan
According to my analysis, Why to choose ICICI Bank Home Loans…??
Reasons are as
follows:
·
Special processing fee offer.
·
Facility of pre-approval of the home loan without having
selected a property.
·
Flexible repayment options according to your need.
·
A wide range of loan product to choose according to the need of
the customer.
·
Great customer support throughout the loan processing.
·
Facility of pre-approval of the home loan without having
selected a property.
·
Loan tenure as long as 30 years.
·
The easy, faster and online home loan process.
Bottom
line:
ICICI
Bank is one of the biggest names in the home loan service provider category in
India and loan from this lender is much easy to avail. A loan applicant is
certain to get the best service from the lender by its newly launched services
also.
A Loan isn't so simple of getting the loan quickly with a time of intense problem so choose a quick secured loan that's acquirable. nowloan.co.uk
ReplyDeleteA Home Loan is a loan secured on your home. You can unlock the value tied up in your property with a secured Home loan. justice loans
ReplyDeleteImmigration Lawyers… [...]the time to read or visit the content or sites we have linked to below the[...]… ブラック融資
ReplyDeleteThis is exceptionally instructive substance and composed well for a change. It's pleasant to see that a few people still see how to compose a quality post.! creating a business plan
ReplyDeletewill give the business owner a greater advantage when negotiating with merchant account providers and seal a great deal for there business. Become a Merchant Service Provider
ReplyDeleteGetting approval on a loan can be hard, especially if you suffer with bad credit. But Cobra Payday Loans can help, apply on their website cobrapaydayloans.co.uk
ReplyDeletePost a Comment